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(i) the partial or overall mobilisation with the balance in cost savings programs for the payment of instalments of credit rating agreements assured by a property finance loan over a house intended for the participant's possess long term home in the participant, and instalments of credit for the construction or enhancement of home for own lasting residence, and transfers to housing co-operatives for permanent housing alternatives, They are exempt in the minimal five-year permanence necessity for mobilisation devoid of penalty, assuming that they respect the providing they relate to quantities subscribed as much as 31 December 2022;
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